rogeradvice.com

The benefits readers of this website will receive include:-

• Unbiased, independent and straight forward fixed interest advice.
• How to earn "enhanced-yield" interest income from your fixed interest investment portfolio without compromising on risk.
• When to invest for longer terms and when to invest short, based on interest rate cycles.
• An understanding of what is driving the changes in both short and long term interest rates.
• Plain language explanation and description on how fixed interest securities are priced.
• How to seek security, safety and interest income certainty via passive investing i.e. “ buy a fixed interest security and hold it to maturity.” As and when an individual investment matures, the decision is made to reinvest the funds in securities where there is a gap in the maturity profile, irrespective of the interest rate environment  at that time. The investor broadly accepts the risk that market interest rates may be at lower levels at the time the reinvestment is made, thus their interest income may reduce accordingly.
• Consideration of an alternative approach to fixed interest investing whereby a portfolio of securities is actively managed i.e. investing in longer-dated securities when market interest rates are believed to be at their cyclical highs and investing in short-dated securities when interest rates are at cyclical low-points. The active approach requires regular decision making and potentially selling fixed interest securities prior to their maturity date.
• rogeradvice.com provides investors with practical information and advice on whether to be investing "long" or "short" in an actively managed portfolio.
• Information is also available on what fixed interest securities to buy and whether the interest rate being offered is commensurate to the credit risk, liquidity, market benchmarks and other attributes of the investment.